Cliffbank Lenders, a small-business funding service in Merced, California, serves businesses across Merced County and nearby towns by phone and online. This page links the five town pages, Atwater, Livingston, Delhi, Chowchilla and Turlock, and gives short, sourced notes on smaller places such as Planada, Winton, Le Grand, Denair, Dos Palos and La Grange.
Merced, CA
Merced County, CA figures, the city and county split and local record steps are on the Merced, CA figures page.
Atwater, CA
About 7 miles west-northwest of Merced, CA. In 2023, ZIP 95301 counted 486 employer establishments. Funding for Atwater, CA businesses.
Livingston, CA
About 14 miles west-northwest of Merced, CA. In 2023, ZIP 95334 counted 198 employer establishments. Funding for Livingston, CA businesses.
Delhi, CA
About 18 miles west-northwest of Merced, CA, in Merced County. In 2023, ZIP 95315 counted 111 employer establishments. Funding for Delhi, CA businesses.
Chowchilla, CA
About 18 miles southeast of Merced, CA, in Madera County, CA. In 2023, ZIP 93610 counted 242 employer establishments. Funding for Chowchilla, CA businesses.
Turlock, CA
About 25 miles northwest of Merced, CA, in Stanislaus County, CA. In 2023, ZIP 95380 counted 1,176 employer establishments. Funding for Turlock, CA businesses.
Planada, CA, Winton, CA and other small Merced County, CA places
Planada, CA, about 9 miles east, shares ZIP 95365 with surrounding land; that ZIP had 28 employer establishments in 2023, 67.9% with fewer than five employees. Winton, CA, about 9 miles northwest, sits in ZIP 95388 with 89 employer establishments (60.7% under five). Le Grand, CA, about 14 miles east-southeast, is a small part of ZIP 95333, which had 32. Dos Palos, CA, about 23 miles south-southwest, is a small part of ZIP 93620, which had 88 (ZIP Business Patterns 2023 for all four).
McSwain, CA, about 6 miles west, and Hilmar-Irwin, CA, about 21 miles west-northwest, are unincorporated communities without their own ZIP business counts; the American Community Survey (2020-2024) estimates that 9.5% (+/- 3.3) of McSwain's employed residents and 18.2% (+/- 6.9) of Hilmar-Irwin's were self-employed.
Nearby places in Stanislaus County, CA
Denair, CA, about 23 miles northwest, covers a small part of ZIP 95316, which had 75 employer establishments in 2023, 65.3% with fewer than five employees. La Grange, CA, about 25 miles north, covers a tiny share of ZIP 95329, which had 31. ZIP figures describe postal areas, not town limits, and Merced County, CA figures do not describe either town.
Business licenses across these towns
Does California require a business license for Merced County, CA firms? Licensing in California can be local: a city may license businesses inside its limits and a county may handle unincorporated areas; confirm with each office. To check a business license in California, start with the city or county where the business operates. The Merced, CA license guide covers the city and county split in detail.
By Cliffbank Lenders · Updated


